Blog

    • Why Pay Full Price?

      No one wants to pay more than its value regardless of the product. When you buy bananas for 49 cents a pound at one store and see them for 39 cents a pound at another store, it's not the ten cent difference as much as it is about overpaying. It seems l...
      Written by InTouch
    • The Best Way Home

      "It's not far, if you know the way." Maybe it is an obvious statement but there are some definite steps that will improve your success in buying a home in today's market. Know you credit score - the best mortgage rates are available to borrowers ...
      Written by InTouch
    • Waiting Might Cost MORE!

      The housing market has been in a downward trend for four years. There is some speculation that inventories will not reduce any time soon which will be necessary for prices to rise. However, there are other factors that can increase the cost of housing,...
      Written by InTouch
    • One Size Doesn’t Fit All

      Rarely, does one size fit everyone and the same goes for advice. The following suggestion is not right for everyone. However, for people with job security and who don't own a home; for people with good credit and enough savings for a down payment, ther...
      Written by InTouch
    • Family & Friends’ Mortgages

      It all seems perfectly reasonable: one person is not satisfied with what he can earn currently in the market and another wants to find the most attractive mortgage to purchase their home. It can be a good match but the IRS has specific rules that ...
      Written by InTouch
    • Yours or Theirs

      It takes money to buy a home: yours or theirs. If you're not going to pay cash for a home, you need to find out exactly what you can borrow and what it will cost before you start looking at homes. The mortgage process is not as clear cut a path as it w...
      Written by InTouch
    • Sale by Surviving Spouse

      The IRS has given special consideration regarding the sale of their jointly-owned principal residence after the death of a spouse. If the surviving spouse does not remarry prior to the sale of the home, they may qualify to exclude up to $500,000 of gai...
      Written by InTouch
    • You Must Be This Tall to Ride

      Do you remember going to the State Fair or Six Flags as a child? There was a terrific ride your older siblings were going on but there, at the entrance gate, was a sign that read "You must be this tall to ride." After standing in line and thinking you...
      Written by InTouch
    • Keep Track of Improvements

      People are staying longer in their homes according to the National Association of Realtors and the U.S. Census. Over time, even a modest appreciation could result in a significant gain and homeowners should have a strategy to minimize possible taxes. M...
      Written by InTouch
    • 7 Reasons for FHA Assumptions

      FHA loans that originated with lower interest rates have great advantages for buyers and sellers. Interest rate won't change for qualified buyer Lower interest rate means lower payments Lower closing costs than originating a new mortgage ...
      Written by InTouch

    About our blog

    Our agents write often to give you the latest insights on owning a home or property in the local area.