• Really?

      Home prices have come down 20, 30, 40% or more in the last three years and mortgage rates are lower than they've been in 50 years and you still haven't bought a home.  Really? Housing affordability is over 180, an all-time high when 100 i...
      Written by InTouch
    • Annual Homeowner’s Advisory

      An annual physical is an important proactive approach to personal health and an annual homeowner advisory can be just as beneficial for you and your finances. Regardless of whether you're moving, knowing the values of homes similar to yours th...
      Written by InTouch
    • Everything Except the Down Payment

      It's one thing to have the down payment and not qualify because of credit scores but in today's tough financial environment, it may be even more frustrating to have good credit, income and job stability without the down payment. The 2010 NAR N...
      Written by InTouch
    • Homeownership Worth the Sacrifice

      A place you can call your own, to raise your family, share with your friends and feel safe and secure.  These are all strong motivations for securing the American Dream of owning your home. The motivation is so powerful that buyers are willing...
      Written by InTouch
    • The Difference a Day Makes

      A man was selling a property which was currently rented but had previously been his home for over two years.  After discovering it had been rented for the last 2.5 years, it was asked if he had planned on taking the principal residences capital ga...
      Written by InTouch
    • Equity is Forced Savings

      Equity is simply the difference in an owner's unpaid balance and the value of their home.  Amortization and appreciation contribute to the equity over time.  The equity is usually realized when the home is sold but it can also be accesse...
      Written by InTouch
    • Daddy…You’re the Best!

      A young couple was looking at a home for the third time and had invited their parents to see it.  The dad had quickly assumed his self-appointed role as tire kicker and was talking about how expensive mortgage rates were compared to what a ce...
      Written by InTouch
    • Gift Card Expired

      I was going through a drawer looking for a card when I found an airline ticket credit voucher for $100 that had expired.  What a waste!  That got me to thinking of all of the gift cards that were given this year and will get tucked away ...
      Written by InTouch
    • The Best Family Gift

      A home is a place of your own where you can raise your family, share with friends and feel safe and secure.  Other benefits for homeowners include better physical health, higher lifetime income, higher student test scores, and lower teen deli...
      Written by InTouch

    About our blog

    Our agents write often to give you the latest insights on owning a home or property in the local area.