Blog

    • Before You Call the Repairman

      Have you ever had a service company to your home to repair something and find out that it really wasn't "broken"? It probably conjured up ambivalent feelings of joy that it wasn't something serious and frustration that you had to pay a service call for...
      Written by InTouch
    • Don’t Miss the Recall

      Occasionally, you hear about an important recall on a product you have and you take care of it immediately. However, if you were to miss such a notice, it could put you or your family in jeopardy. You can subscribe to the U.S. government's service to n...
      Written by InTouch
    • When Mortgage Debt is Cancelled

      The Mortgage Forgiveness Relief Act of 2007 was passed by Congress to avoid additional financial hardship that some homeowners might experience due to a foreclosure or short sale. The law affects mortgage relief that occurs from January 1, 2007 to Dece...
      Written by InTouch
    • Another Indication

      The Housing Affordability Index was developed over thirty years ago to help consumers determine when it is a good time to buy a home. It's considered advantageous to the buyer when the index is over 100 because a median income family can qualify for a ...
      Written by InTouch
    • FHA Fees Going Up April 1st

      FHA has raised the annual Mortgage Insurance Premium to 1.25% beginning April 1st.  MIP is required on all FHA loans and used to fund losses by lenders for borrowers who default on their mortgages.  As of June 1st, FHA loans in excess of the ...
      Written by InTouch
    • Fix It Anyway

      "If it isn't broke, don't fix it" is certainly popular advice, but if you've ever had a serious plumbing leak, you certainly wished you had taken care of the problem earlier. Washing machines, like all appliances, are supposed to work and when they don...
      Written by InTouch
    • The IDEAL Investment

      Rental homes can be the IDEAL investment in today's market because they offer a much higher rate of return than alternatives without the volatility of ups and downs in the stock market. IDEAL serves as an acronym to identify the advantages of rental p...
      Written by InTouch
    • Risk Determines Rate

      Regardless of what a lender quotes on mortgage rates, the actual rate paid by a borrower is based on a number of variables. Lenders determine whether to loan money and at what rate based on the risk involved with the transaction. Factors that increase ...
      Written by InTouch
    • In search of an honest man

      Similar to Diogenes’ search for an honest man, homeowners want someone to do quality repairs at a fair price.  The task appears reasonably easy but if you’ve ever tried to locate someone to fix something, you know just how difficult i...
      Written by InTouch
    • Deductible Is the Point

      Points refer to prepaid interest on a home mortgage and can be fully deductible by the buyer in the year paid if the right conditions exist. The points must be used to buy, build or improve a taxpayer's principal residence but not all fees charged by t...
      Written by InTouch

    About our blog

    Our agents write often to give you the latest insights on owning a home or property in the local area.