Blog

    • You Must Be This Tall to Ride

      Do you remember going to the State Fair or Six Flags as a child? There was a terrific ride your older siblings were going on but there, at the entrance gate, was a sign that read "You must be this tall to ride." After standing in line and thinking you...
      Written by InTouch
    • Keep Track of Improvements

      People are staying longer in their homes according to the National Association of Realtors and the U.S. Census. Over time, even a modest appreciation could result in a significant gain and homeowners should have a strategy to minimize possible taxes. M...
      Written by InTouch
    • 7 Reasons for FHA Assumptions

      FHA loans that originated with lower interest rates have great advantages for buyers and sellers. Interest rate won't change for qualified buyer Lower interest rate means lower payments Lower closing costs than originating a new mortgage ...
      Written by InTouch
    • Home Energy Audit

      With the exception of a mortgage payment, the largest homeowner expense is utilities; and energy is the major component. There are lots of contributing factors such as air leaks, insulation, heating and cooling equipment, water heaters and lighting. It...
      Written by InTouch
    • Converting a Home to a Rental

      What's keeping you from taking advantage of the low prices and mortgage rates available today? Concerned that you may need to sell in a few years and won't be able to get your equity out of your home? Suppose a buyer purchases a home and finds out that...
      Written by InTouch
    • Competing with Cash

      It's not fair! 29% of all sales made in June and July 2011 were cash. How does a buyer who needs a mortgage compete with a cash buyer? You've been looking for a home for months after thinking about it for years. You've found the home you want and meet...
      Written by InTouch
    • Significant Problems

      "The significant problems you face today cannot be solved at the same level of thinking you were at when you created them." Albert Einstein The housing market has definitely caused significant problems for some people but is also providing some amazing...
      Written by InTouch
    • Silent Killer

      Carbon monoxide is colorless, odorless and toxic. It's called the "silent killer" in homes because some victims are not even aware that the deadly condition exists. Homeowners must be concerned about unmaintained furnaces, water heaters and appliances...
      Written by InTouch
    • More To Sell

      If you had a 3.5% mortgage on your current home and were buying another home, transferring your low interest rate mortgage would be ideal. Unfortunately, lenders don't allow that. When buying a home today, it would be smart to think about selling it in...
      Written by InTouch
    • The Investment Alternative

      To say the investment market is unsettling is an obvious understatement. The market is down 8% in the last ten days and the news doesn't give much hope that things are going to get better in the near term. Preservation of capital is probably today's m...
      Written by InTouch