Blog

    • “This Year I’m Going To…”

      Every year, it seems like the same things are on the list but this could be the year you really do invest in a rental home. Rents are climbing, home prices are cheap and mortgage rates are low for even non-owner occupied properties. A $125,000 home wit...
      Written by InTouch
    • Last Minute Gifts Without Shopping

      What do they want? What do they need? Will it fit? Do they already have one? These are the common thoughts running through our minds when trying to find the perfect gift. The gift of really listening with no interrupting, no daydreaming and no planning...
      Written by InTouch
    • There’s No Place Like Home

      You don't have to be Dorothy in the Wizard of Oz to feel like there's no place like home. Home is a place to call your own. It's a place to raise your family and share with your friends. It's a place to create memories. A home is a place to feel safe a...
      Written by InTouch
    • Finding the Best Deal

      Consumers are vigilant about buying opportunities like Black Friday, Small Business Saturday and Cyber Monday along with sales, coupons and rebates.  Some cautious buyers will even risk shopping early to find exactly what they want to waiting unt...
      Written by InTouch
    • Why Pay Full Price?

      No one wants to pay more than its value regardless of the product. When you buy bananas for 49 cents a pound at one store and see them for 39 cents a pound at another store, it's not the ten cent difference as much as it is about overpaying. It seems l...
      Written by InTouch
    • The Best Way Home

      "It's not far, if you know the way." Maybe it is an obvious statement but there are some definite steps that will improve your success in buying a home in today's market. Know you credit score - the best mortgage rates are available to borrowers ...
      Written by InTouch
    • Waiting Might Cost MORE!

      The housing market has been in a downward trend for four years. There is some speculation that inventories will not reduce any time soon which will be necessary for prices to rise. However, there are other factors that can increase the cost of housing,...
      Written by InTouch
    • One Size Doesn’t Fit All

      Rarely, does one size fit everyone and the same goes for advice. The following suggestion is not right for everyone. However, for people with job security and who don't own a home; for people with good credit and enough savings for a down payment, ther...
      Written by InTouch
    • Family & Friends’ Mortgages

      It all seems perfectly reasonable: one person is not satisfied with what he can earn currently in the market and another wants to find the most attractive mortgage to purchase their home. It can be a good match but the IRS has specific rules that ...
      Written by InTouch
    • Yours or Theirs

      It takes money to buy a home: yours or theirs. If you're not going to pay cash for a home, you need to find out exactly what you can borrow and what it will cost before you start looking at homes. The mortgage process is not as clear cut a path as it w...
      Written by InTouch