Monthly Archives: October 2019

    • Help or Do No Harm

      "Either help or do no harm" is advice found in the Epidemics, Book 1 of the Hippocratic school.  It's good advice for all professionals who represent the interests of others.  While REALTORS® do not protect their customers' lives directly...
      Written by InTouch
    • VA Funding Fee Going Up

      The cost of a VA home loan is going up beginning January 1, 2020 when the funding fee is being increased from 2.15% to 2.3% for first time use.  The amount increases to 3.6% for subsequent zero-down payment loans.  Reservists and national gua...
      Written by InTouch
    • Interior Condensation Solutions

      Condensation occurs when the air has too much moisture in it which is felt as high humidity.  The water deposits on various surfaces that are cooler than the air itself.  Several things can contribute to the high humidity such as cooking, dis...
      Written by InTouch
    • Selecting an agent

      When a whole lobster was presented at the table of a restaurant, the customer noticed there was only one claw on it.  He asked what happened to the lobster and the waiter said, maybe he lost a fight with another lobster.  The customer replied...
      Written by InTouch
    • Little known facts about FHA mortgages

      FHA loans are available for one to four family unit properties with one unit being owner-occupied. The minimum down payment for an FHA loan is 3.5%. FHA has a minimum credit score of 500 to 579 but it requires a 10% down payment.  Not...
      Written by InTouch
    • Improve Your Indoor Air Quality with DIY Cleaners

      Your home is meant to be your haven, a safe and healthy place for you and your family. So, you might be surprised to learn that research from the Environmental Protection Agency shows that indoor air quality can be 2 to 5 times more toxic than outdoor ...
      Written by InTouch

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