Monthly Archives: August 2017

    • Your Home’s Equity Could Be the Answer

      A home equity line of credit, HELOC, is a mortgage loan made to homeowners to be used on an as-needed basis. A lender, such as a bank, will approve a borrower for a specified amount based on the equity in their home and all the necessary paperwork is ...
      Written by InTouch
    • Which Value Do You Want?

      What your home is worth depends on why you ask the question. It could be one value based on a purchase or sale and an entirely different value for insurance purposes. Fair market value is the price a buyer and seller can agree upon assuming both are k...
      Written by InTouch
    • Shorter Term – More Savings

      Whether you’re refinancing your current home or buying a new one, something worth considering is a 15-year loan rather than a 30-year term. The payments will be a little higher but you’ll get a lower interest rate and you’ll build eq...
      Written by InTouch
    • Home Energy Aware

      After the mortgage payment, the largest homeowner expense is for utilities and the major component is energy.  Contributing factors include air leaks, insulation, heating and cooling equipment, water heaters and lighting. Computers, monitors, TVs...
      Written by InTouch

    About our blog

    Our agents write often to give you the latest insights on owning a home or property in the local area.